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# Terms of Service

Last updated April 26, 2026

These Terms of Service (the "Terms") govern your access to and use of PipXpertand any related products, signals, content, communities and services (collectively, the "Services"). By accessing the Services you agree to be bound by these Terms.

## 1. Eligibility

You must be at least 18 years old and legally able to enter binding contracts in your jurisdiction. The Services are not available where their use is restricted or prohibited by law.

## 2. Educational and informational nature of the Services

PipXpert provides trading signals, market analysis and educational content for informational purposes only. We are not a registered broker, investment adviser or financial planner. Nothing on the Site constitutes investment advice, an offer to sell, a solicitation to buy, or a recommendation for any financial instrument. You are solely responsible for your trading decisions.

## 3. Subscriptions and billing

- Subscription fees, billing cycles and the inclusions of each plan are described on the relevant pricing page at the time of purchase.
- All payments are processed by trusted third-party payment providers. By subscribing you authorize recurring charges until you cancel.
- You may cancel any time. Cancellations take effect at the end of the current billing cycle. We do not offer pro-rated refunds for partial periods unless required by law.

## 4. Refund policy

Due to the immediate digital nature of the Services, all purchases are final and non-refundable except where required by law or as expressly stated on the relevant pricing page.

## 5. Acceptable use

You agree not to:

- Resell, redistribute, share or rebroadcast our signals or content without written permission.
- Reverse engineer, scrape or attempt to extract source data from the Services.
- Use the Services for any unlawful, abusive or fraudulent purpose.
- Disrupt our infrastructure, communities or other users' experience.

## 6. Intellectual property

All content on the Site - including signals, analysis, copy, branding, code and graphics - is owned by or licensed to PipXpert and protected by intellectual property laws. You receive a personal, non-transferable, non-exclusive licence to use the Services for your own trading.

## 7. Performance and forward-looking statements

Past performance, hypothetical results and historical data are not indicative of future results. Markets are volatile and you may lose all or more than your invested capital. See our Risk Disclaimer for more information.

## 8. Third-party services

The Services may link to or rely on third-party platforms (such as brokers, payment providers, Telegram and WhatsApp). We are not responsible for their content, availability, terms or actions.

## 9. Disclaimer of warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT AND ACCURACY OF DATA.

## 10. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PIPXPERT AND ITS AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA OR TRADING LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

## 11. Indemnification

You agree to indemnify and hold harmless PipXpert, its officers, employees and partners from any claim or demand arising out of your breach of these Terms or your use of the Services.

## 12. Termination

We may suspend or terminate your access to the Services at our discretion, with or without notice, for any breach of these Terms or any conduct we determine harmful to other users or the Services.

## 13. Changes to the Terms

We may modify these Terms at any time. Material changes will be communicated via the Site or email. Continued use of the Services after changes take effect constitutes acceptance.

## 14. Governing law

These Terms are governed by the laws of the jurisdiction in which PipXpert is incorporated, without regard to conflict-of-laws principles.

## 15. Contact

Questions about these Terms? Email us at support@pipxpert.com.

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